Building your business is a matter of connecting the right amount of financing along with the right amount of strategy. Without strategy, financing cannot exist. However, without financing, it becomes a pointless exercise to actually think about strategy. It becomes silly to think about trying to make all of the pieces fit when you don´t have the right amount of financing on your side. What you have to do from this point is to always think about what options you can bring to the table when you need to get financing.
This brings us to the success of business banking: it allows businesses of all sizes to get the financing they need. While the Internet is on fire discussing the rise and peak of crowdfunding opportunities, there is still a place for traditional business financing. A business loan can help you get things done without the volatility of consumer-based business funding. If you post a proposal online and expect social lenders to take care of it, what happens if they don’t deliver with the money that you need?
Contrast this with the best of business financing. If you apply for a business loan, you´re not going to be left hanging. You’re going to be taken care of by a specialist that understands the ins and outs of business financing. If there’s a problem that needs to be solved, they will work through possible solutions with you. What could make more sense than that, when you really think about it?
There is a time and a place for getting a business loan. When you have a solid business plan in place — which includes methods to bring in revenue within a timely fashion — then you should feel pretty confident in looking for a business loan. Ignoring the benefits that proper financing can bring would be a short sighted business move.
Now is the perfect time to sit down with your business partners and look at what you can accomplish through the power of business financing. Why not check it out today, while it’s on your mind? When you look back and see what great financing and terms can do for your business, you’ll truly be glad that you did!
Mobile users now have a chance to assuage their environmental conscience with a wide range of handy green apps. Green energy, of course, is big business, and app-developers are simply plugging into our desire to learn more about the natural world and reduce our impact on it.
With everything from wildlife photo guides and pollution monitors to shopping guides and tools to track your carbon footprint, green apps have the capacity to educate consumers on green topics and encourage them on the road towards more eco-friendly habits. Also known as renewable energy or sustainable energy, green power is any energy that comes from renewable sources. This includes wind power in the form of wind turbines, solar energy in the form of active photovoltaic panels and passive design, wave power and biofuels. It also includes technology aimed at making energy use more efficient.
If you’re eager to learn more about environmental issues, then Taptu Guardian Environment (iOS, Android), may be the app for you. It assembles news stories from popular environmental websites in either handy bite-sized chunks or, if you want to see more, complete articles. Along a similar theme, Skeptical Science (iOS, Android) sets out the arguments of climate-sceptics and provides both concise and more thorough arguments in response.
Living green, of course, is all about putting theory into practice and making positive steps in our day-to-day lives to bring about change. To this end, there are a number of green apps that help us to measure and reduce our environmental impact. Seasons (iOS), for example, gives information on which foodstuffs are in season as well as a farmers’ markets locator. The Good Shopping Guide (iOS) is the app version of the best-selling ethical shopping guide, with over 700 well-known brands and detailed ratings across various ethical criteria.
One of the great things about smartphones and apps is their location awareness. Green apps are no different and there are several apps that do the job from an environmentally-friendly perspective. If you want to leave the car at home, then Velo (iOS) gives information on bike-sharing facilities in different cities, while Find Recycling (iOS) locates recycling points and points you in the right direction with a handy map.
Commute Greener (iOS) and Twavel (iOS) are carbon footprint-trackers which detail your transport emissions, while greenMeter (iOS) reports back on how efficient a driver you are. And if you’re worried about pollution levels in your locale, you can find out how clean the air is with the free app Pollution (iOS).
The potential interactivity of apps has not been overlooked and many green apps feature games and interactive challenges. EcoChallenge (iOS), for example, rewards the user with achievements for various challenges, from buying locally grown fruit and vegetables to choosing eco-friendly skincare.
Green power is about more than learning about the different types of renewable energy, and the range of apps available to mobile users is a reflection of this. Anyone who cares about the planet and their individual impact stands to learn and benefit from making small changes in their daily lives. The future is bright – and it’s green.
Wind is a type of solar energy and is an outcome of the uneven sun heating of the atmosphere, the irregularities of the earth’s surface, and the rotation of the earth. Wind streams can vary significantly across the Earth, caused by water, vegetation, and differences in environment. People use this wind stream for a lot of purposes. The terms wind energy explains the process by which the wind is used to produce power or electricity. Wind turbines alter the kinetic energy in the wind into mechanical power, and then that power can be used for particular tasks or it can be generated.
Wind turbines function on a straightforward rule. The wind energy turns two or three propeller around a rotor. The rotor is linked to the core tube, which spins a generator to produce electricity. Wind turbines are placed on a tower to get a large amount of the energy. At 30 meters or more above soil, they can take benefit of more rapidly and a lesser amount of disordered wind. Wind turbines are able to make electricity for a single house or building, or they can be linked to an electricity network for more extensive electricity distribution.
People in general and motorists in particular, are waking up to the fact that green is good when it comes to making the right choice on buying your next car.
Making a difference
These days it is not just about the car makers having to demonstrate a sense of responsibility it is also about what we do as individuals and the contribution we make to reduce our impact on climate change.
Collective responsibility is certainly starting to take hold amongst motorists and the impact that you choice of car can have is not just about saving the planet, you will also be able to save money all round with reduced running costs, so it is a win-win situation that should help you to pick a car that meets the right criteria.
What to look for in a green car
Ideally you are looking for a hybrid car, which is essentially a vehicle that uses more than means of propulsion. The current definition of a hybrid car is one that combines an internal combustion engine that runs on petrol with an electric motor. The major advantage of this arrangement is that the car will use less fuel than a conventional car and also produce less CO2 emissions, it will also often be subject to much lower road taxes and personal taxation rates if you drive one as a company car.
A hybrid uses a smart computer system to switch between the electric motor which will operate at low speeds and then switches to the petrol engine at faster speeds, or a combination of the two to achieve maximum fuel efficiency.
A plug-in hybrid is also worth considering as it is almost a fully electric car that can be plugged in to re-charge the battery but also has the capability of being re-charged on the move using solar technology. There are fully electric car’s already available but some people are still slightly concerned about the driving time available between charges, although technology is rapidly rendering this argument as a fairly pointless debate, due to increased performance levels and greater durability now being achieved.
What car should you buy?
Although the choice of hybrids and electric cars is still not as vast as conventional vehicles there are still a reasonable amount of choices in every category from family saloon to SUV and even sports cars, so there really should not be any reason why you cannot find a car that suits your needs and meets all the right green credentials.
Smart ForTwo is a good example of a fuel efficient micro car that ticks a lot of boxes when it comes to commuting and getting around without it costing you or the environment too much. You can also get a fully electric version of this car and there are of course other contenders in this category that will have similar appeal.
Ford have always been popular when it comes to family motoring solutions and their 2013 Fusion Hybrid offers strong performance combined with great fuel economy and is well worth considering in this category.
Every major car manufacturer now offers a choice of Hybrid or even electric car and many of them satisfy the demand for excellent green credentials without compromising on drive, performance or comfort and space.
Next time you go shopping for a car, make sure you check out its green credentials thoroughly, it is not something you will find on your driving theory test. That way you can help to save the environment and also save some money as well.
Gillian Kearney enjoys reviewing cars for various automotive blogs based on her experience as an environmental researcher. She enjoys sharing her research online.
When you run your own company, then keeping things green can be a concern. As company wonder you will be responsible for the decisions made with regards to all things green. It can be cheaper to take energy efficient measures and so this can help you with major decisions. There are a lot of small changes that you can make that will not cost money that can help as well. However, when it comes to choosing waste disposal companies it may not be so easy.
You will need to decide which company you choose to collect your waste. This will often be a decision based on cost as with many companies these days everything does come down to the cost. However, there are some other factors which you should consider as well. It is worth thinking about the green credentials of the company that you use. It may mean that you will only have to pay a little bit more money but you will have the peace of mind that your waste is being disposed of in a way that is kind to the environment. Some may be being reused, some recycled and the fact that not all of it will be going in to land fill will mean that you are doing your bit.
It can be difficult to choose between financial cost and the environment. You need to plan for the future of your business as well as that of the planet and work out which will work for you. If you are struggling financially, then take the cheap option and then consider changing when you start to make a profit. However, if you can afford to be green, then take that option and enjoy the feeling that you are helping the environment by more carefully managing your business waste. It may be a small step, but it is a small step in the right direction and every small business did their bit, then the future will be a lot brighter for everyone.
At least if you are making some environmental measures then that can help. So consider whether there is anything that you can do to use energy more efficiently which will not only save you money but also help the environment. There are many small measures that you can take, that will help you to do your bit. Spend a little time doing some research to find out more.
You no longer need to go from one car dealerships to the other to find the best vehicle for you, wasting fuel and needlessly damaging the environment. Now, from the comfort of your home, you can view more than 4 million cars, and without any hurry choose the option that best suits you.
Just imagine yourself going to all possible auto dealers without any knowledge or insight into what kind of car would most suites your needs. For that reason, we want to draw your attention to car reviews at ISeeCars.com. On this site you will find almost everything you want when we speaking about purchasing a car. So you’ll quickly get an idea of ??what kind of new car you actually want, and realize the difference between the new model and the old one that you having right now. Forget about boring car dealers who work on a percentage, and just waiting opportunity to put a hand into your pocket, just sit back and enjoy browsing this amazing site. So, to avoid hell auto dealers, learn something new about cars, and find the perfect choice for your new car go to the ISeeCars.com.
It seems that this winter is a longest one, but we have that feeling almost every year. With that in mind one thing is sure – energy bills are on the rise once again. Freeze is not an option, but to cut back on energy use certainly is. We are going to show you a few practical ways to accomplish that job. So, here are 5 ways to save energy, and prevent a huge electric bill.
1. Redecorate for efficiency
It’s always fun to redecorate your home. If you already decorated it for style, now it’s time to redecorate for efficiency. Make sure that there is no furniture, drapery or other obstructions blocking the airflow of your heating and cooling vents. Having things in front of vents slows the flow of air into your rooms. The same thing is with radiators and baseboard heating. For maximum efficiency leave at least a half meter of space around all air registers and baseboard heaters.
At the moment all of us are noticing how much energy costs. There are so many people needing fuel for heating and cooling homes and businesses and the prices seem to be going up and up. This is why it is such a good idea to hunt around and see whether you can find a cheaper supplier.
There are many energy suppliers out there and so it is very likely that you will find one that has a more competitive price that what you are paying at the moment. There is no need to pay over the odds, but you will need to take a look yourself and find out what deals are out there.
It is worth taking a look online and seeing what is available in your area. For example there is stream energy in Ft Worth that could be a great deal and use of a non-traditional power source. Take a look and see what you can find in your area and you will know whether you can save money.
It is always a good idea to find out whether you can save money. Also look at reviews though. There are some very cheap companies that do not fair very well when they are reviewed. You do need to be careful as it is no good having a really cheap rate if you get bad customer service as a result. Take a look and see what other people think, especially if it is a company that you have not heard of or have heard bad things of in the past. You may feel that they are still worth going with, because you will save money, but you need to check this out, just in case.
It may seem like a lot of effort, but you could end up saving a lot of money. You want to have faith in the company and therefore check that you can trust them. It would not be good if you were saving money but worried about whether you were getting a good service for that money. It should only take an hour or so to do the research anyway and you could end up saving a lot of money each month.
It is possible for most people to save some money on their energy bills and with just a little time and effort you could see whether this might be you. Take a look and you could find your monthly bills going down instead of up!
It’s Easter time once again! Easter is about the return of spring, and what’s better way to celebrate Easter than going green. You can use Easter to teach your kids thing or two about how to be more eco-friendly, and we have just perfect ideas for you. Sustainable celebration of Easter is right way to go, you can start with a few little steps and in no time you’ll be surprised how much you can do for environment.
Settling matters in court can be extremely costly, and no more so than for multi-national businesses. Both Apple and Google reportedly spent more money on legal fees in 2011 than on research & development, which, when you consider the innovative nature of their products, is staggering.
Third party funding is going from strength to strength as an industry, with the UK seeing a sharp increase in cases in recent years. In 2011, the number of UK funders almost doubled, with some funders reporting to have as much as quadrupled their annual litigation fund in the past year.
Is litigation funding safe?
Litigation funding is generally regarded as a risk-free way for businesses to acquire sufficient funds to bring a case to court.
Litigation funding is basically a three-way agreement between funder, solicitor and client. When a client requires legal advice, they should firstly approach a solicitor. Under their code of conduct, solicitors must inform their client of all the available avenues by which to fund their case. This includes payment of the legal fees, so therefore it’s in the best interests of both the client and solicitor to select a funder who is reliable.
Spotting an illegitimate litigation funder
In third party funding funders invest their own capital in a case and put themselves at risk of losing out. Because of the uncertain nature of the business, the reward to the funder when a case is won can be extremely high, and to an illegitimate funding company, who don’t control the funds they’re putting forward anyway, third party funding presents an opportunity for them to come out on top.
Illegitimate funders are usually so named for one of two reasons:
1. The finances that they have committed to the claim aren’t actually available to them; i.e. the funder is actually a broker or middleman.
2. The company represents itself as having sufficient funds, but runs out of money before the conclusion of the case.
Where legitimate funders ensure that the resource required for a case is readily available, illegitimate funders will work the other way round, sourcing a potential client and then working out how they can raise the funds. Aside from the glaring issue of the funds therefore being unsecured, it can also mean that the litigation process is delayed.
How is litigation funding regulated?
The Association of Litigation Funders (ALF) has recently established a code of conduct. If a funder has signed up to the code, then:
1. They have accepted what is referred to as ‘capital adequacy requirements’, and are therefore obligated to have secured the required resources to cover a case for a minimum period of 36 months.
2. They have accepted that they cannot terminate any agreement that they hold with their client without a strong legal reason
3. They have accepted that they cannot unduly interfere with case proceedings
There are reliable and reputable funding companies out there, and the best advice for ensuring that you select a reputable one is to research.
This article was provided by Laura Moulden on behalf of Vannin Capital, visit the website for advice on Legal Funding.